Many users want to know how to get a free Maya card, and in 2026 Maya has clear requirements to qualify for a free physical card. The process is simple but you must complete all conditions inside the Maya app.
This guide explains the latest official steps required to get a Maya card for free and how to avoid paying any card fees.

Latest Requirement to Get a Free Maya Card in 2026
According to the latest Maya update, the free Maya card is available only after completing three required steps. These steps are mandatory and must be completed in order.
Step by Step Requirements to Get Free Maya Card

Step 1 Open Maya Savings and Deposit Funds
You must open a Maya Savings account inside the app and deposit at least PHP 250. This deposit confirms that your account is active and eligible for card rewards.
The money remains yours and can be withdrawn later. It is not a fee.
Step 2 Spend at Least PHP 500 Using Maya
After opening Maya Savings, you must spend at least PHP 500 using any Maya payment method. This spending can be done through QR payments, card transactions, bill payments, or wallet load usage.
The spending must be successful and completed within your Maya account.
Step 3 Order Your Maya Card for Free
Once the savings deposit and spending requirements are met, you can order your physical Maya card directly from the app.
At this stage, the card will show as free, and no card issuance fee will be charged.
Summary of Free Maya Card Requirements
| Requirement | Details |
|---|---|
| Maya Savings Deposit | Minimum PHP 250 |
| Required Spending | Minimum PHP 500 |
| Payment Methods Allowed | QR, card, bills, or wallet use |
| Card Fee | Free after requirements |
Important Notes Before Ordering the Card
You must complete full account verification before starting these steps. If your account is not verified, the free card option may not appear.
The free card offer only becomes available after both the savings deposit and spending requirement are completed.
What Happens If You Do Not Complete These Steps
If you try to order the Maya card without meeting the requirements, the app may show a card fee. This does not mean the card is unavailable, only that the free card conditions are not met yet.
You can still qualify for the free card by completing the required steps later.
Is the Maya Virtual Card Still Free
Yes, the Maya virtual card remains free for verified users. The spending and savings requirements apply mainly to the physical card.
Users can use the virtual card anytime for online payments.
Is the Free Maya Card Worth It
For users who already use Maya for payments, meeting these requirements is easy. The deposited money and spending are not wasted, making the free card offer practical and useful.
Once issued, the Maya card can be used for daily purchases and ATM withdrawals.
Frequently Asked Questions
Is the PHP 250 deposit a fee?
No, it is your own money and stays in your Maya Savings account
Can I spend the PHP 500 anywhere?
Yes, as long as the payment is made using Maya
Is the free card offer permanent?
The requirements may change, so it is best to complete them as soon as possible
Final Words
To get a free Maya card in 2026, you must open Maya Savings with a minimum deposit of PHP 250, spend at least PHP 500 using Maya, and then order the card through the app.